The Investor Mindset - Real Estate Show

E208: Changing Your Career for Financial Freedom - Vikram Raya

Episode Summary

Switching to an entirely different career is an inherently risky and daunting move. Find out more about changing your career for financial freedom with this week’s guest, Vikram Raya. Find out more about our investing opportunities here 👉 www.vonfinch.com/invest 👈 Vikram Raya has one of the most astonishing track records among our guests to date. He is an accomplished cardiologist, biohacking expert, and coach to elite doctors within his specialty. More than that, he is also an entrepreneur and real estate investor that has raised over $350 million in assets. With the demand of both of these careers, how can one accomplish so much in one lifetime? Having grown up in a lower-middle-class home, Vikram learned from a very young age that having no money caused pain. From then on, he strived to achieve abundance so that money will never be an issue for his own family. He went to medical school, became a cardiologist, and went into practice. However, that path did not get him to where he really wanted to be, and so he went into real estate investing and started building more wealth from there. On this week’s episode, we have the honor of hearing his journey first-hand. If you are in a completely different career and aren’t sure if making the switch is worth it, Vikram’s story will serve as an inspiration for you to take the plunge. Let us help you get to where you want to be and listen to this episode where we talk about achieving financial freedom, surrounding yourself with the right people, and striving for growth time and time again throughout your career.

Episode Notes

Switching to an entirely different career is an inherently risky and daunting move. Find out more about changing your career for financial freedom with this week’s guest, Vikram Raya. Find out more about our investing opportunities here 👉 www.vonfinch.com/invest 👈

Vikram Raya has one of the most astonishing track records among our guests to date. He is an accomplished cardiologist, biohacking expert, and coach to elite doctors within his specialty. More than that, he is also an entrepreneur and real estate investor that has raised over $350 million in assets. With the demand of both of these careers, how can one accomplish so much in one lifetime?

Having grown up in a lower-middle-class home, Vikram learned from a very young age that having no money caused pain. From then on, he strived to achieve abundance so that money will never be an issue for his own family. He went to medical school, became a cardiologist, and went into practice. However, that path did not get him to where he really wanted to be, and so he went into real estate investing and started building more wealth from there. On this week’s episode, we have the honor of hearing his journey first-hand.

If you are in a completely different career and aren’t sure if making the switch is worth it, Vikram’s story will serve as an inspiration for you to take the plunge. Let us help you get to where you want to be and listen to this episode where we talk about achieving financial freedom, surrounding yourself with the right people, and striving for growth time and time again throughout your career.

 

KEY TAKEAWAYS

1. Double down on your passions and interests.

2. The growth process never stops--if you’re not growing, you’re dying.

3. Surround yourself with the right people.

4. Never stop chasing what you want to achieve in life.

 

LINKS

Vikram Raya on LinkedIn: https://www.linkedin.com/in/vikramraya

Episode Transcription

Steven: [00:00:01] From successful cardiologists and functional medicine doctor to successful real estate entrepreneur, today's guest, we dive into exactly why, after going to school and creating an incredibly successful practice, he decided to invest all of his time and effort into growing in real estate. We're going to be learning some lessons about how he thinks, how we can apply some of those same ways of thinking within our own lives and businesses so that no matter how successful we've been, or what we're doing in our life, we know we can find a path forward. Let's get right to it.

INTRO:[00:00:39]  This is The Investor Mindset Podcasts and I'm Steven Pesavento. For as long as I can remember, I've been obsessed with understanding how we can think better, how we can be better, and how we can do better. And each episode we explore lessons on motivation and mindset for the most successful real estate investors and entrepreneurs in the nation. Today's episode is sponsored by Vonfinch Capital. If you're interested in investing alongside me in the same type of real estate opportunities that I personally invest in, then head over to Vonfinch Capital and join their private investor network. You can do so at vonfinchcapital.com/invest. Join me on that next deal. I look forward to seeing you on the inside. 

Steven: [00:01:27] Alright guys, welcome back to the Investor Mindset Podcast. I'm your host Steven Pesavento and today I'm very excited to have Vikram Raya in the studio, Vikram Raya. How are you doing Vikram?

Vikram: [00:01:36] Dude, I'm doing excellent. I'm so excited to be here, Steven. I'm pumped up. Let's do this. 

Steven: [00:01:42] Awesome. That is what I like to hear. Vikram is an award winning cardiologist multimillionaire real estate investor with over $350 million of assets that he's transacted. He's an athlete and bio hacking expert, functional medicine specialists, your entrepreneur and coach to elite doctors and business success in real estate. He's doing some amazing things, we're definitely going to be diving into a lot of his mindset the way he thinks. But also we're going to be diving into some of the transitions that he's made and exactly what has gone into that. So this is going to be a really good episode. You guys are not going to want to miss a minute of it. You're ready to get into things, Vikram? 

Vikram: [00:02:18] Let's take a night. 

Steven: [00:02:19] All right. So before we dive into business, I always like to start by looking back at earlier in your life. What events or influences from your childhood shaped who you are today? 

Vikram: [00:02:31] Good question. There's so many influences, but it's really growing up in sort of a middle class sometimes maybe lower middle class background and realizing we weren't allowed to do all the things that everyone else was. Like, not having opportunities to travel as much as we wanted to or always cutting coupons, saving, trying to live below our means and then obviously the book that revolutionized most of us out there who are in real estate reading Rich Dad Poor Dad, Cash flow Quadrant, all these things and Think and Grow Rich. The self-development aha moments, the light bulbs didn't switch on it glared on and going back and forth from my-- in my beat up Honda Civic from Augusta, Georgia where I got into medical school all the way to back to Atlanta where my parents lived and my friends I would hang out with I'd go back and forth two hour drive. What do I do with it? Well, I could listen to rock music, I can listen to grunge but I chose to start listening to these things and I fed my mind. And that was the game changer. It was like man, there's people out there that if you just decide not based on skills, or genetics or relationships are based on just thought, massive action, execution, rinse and repeat that really shifted it, man. 

Steven: [00:04:00] So many things that I can relate to there. But it's so interesting, you come from this middle class family where money is not necessarily the most prevalent thing. And what was it? What was that moment when you were a kid that you can remember back to where you thought maybe it's possible for something to be different? 

Vikram: [00:04:17] Sometimes it's the negative that inspires you more than the positive Steven. And it's really my mom and dad, I love them, they're beautiful souls, they're beautiful people but they would fight on one thing. There was me and my younger brother, and what I would notice is my younger brother would just check out, he would do his thing he wouldn't be really bothered by it but it hurt me when they fought so vigorously about money. Oh why did you invest there? Why did you lose money there or we can't afford that or let's wait, let's live, let's keep it tight or like it just--I made a decision not because I want to be wealthy or rich but I just saw that money--not having money caused pain, Steven and I was like, I don't want that. It was not conscious, it was subconscious, I was like, I'm going to just get abundance, and I just want to blow it out of the water because I never want that to be an issue in my life and in my family. 

Steven: [00:05:15] Oh man, I have such a similar story. It's so interesting to see how people were driven and are often driven by similar things. And so for all you listeners out there, there's something that's driving you, there's something that's pushing you forward, recognize what that is, appreciate it, and then learn how you can move past it and well beyond it. Use that fuel but don't let that thing hold you back from living a fulfilled life as well. And so, you're somebody Vikram, who has already had so much success in multiple different areas, you go to school for 12, 20, 30 years. I mean, it's so long to be a doctor, not only a cardiologist, but all of a sudden, then you make this this switch, you make this move into real estate investing, and spend so much more of your time there than in the career that you had you invested so many hours becoming an expert in. Talk to us a little bit about why you decided to go down that path and what was some of the thinking that led to that?

Vikram: [00:06:13] So there's two sort of parallel paths and decision points, Steve. So like, I was thinking that, hey, look, I should--I was I loved cardiology, I wanted to practice and that was like a goal of mine, initial goal. I had six people in my family die of heart attack, Steven and so I was like, this is a must to learn. I gotta figure this out not only for myself, but for everybody else around me. And I did and I was like it was one of the most competitive specialties to get into, and I worked my tail off. Again, it's not phenomenal skill, it’s phenomenal will that got me to where I am and I just like sort of manufactured this thing called success. And once I got it, I was like, great, this is awesome. And during my training, I sort of got disillusioned. I noticed doctors doing things, not just for the sake of doing them, but they're doing it for the sake of money. And they're working long hours, and they were doing things sort of off label and it didn't sit well with me. And I was like, alright, if I'm still practicing by the age of 40. And I was like 30,31, 32 at the time, I'm like, something is terribly wrong, meaning I got to go to law practice, but like, I want to figure out some other streams and practice. It's not that I don't want to practice cardiology, I don't want to practice traditional cardiology, I don't want to practice traditional medicine, I knew there's a better way where I practice on my terms because I want to not because I have to, and my money's coming from other places. Now I had no clue where that other place was, I just knew that it’s not going to be in medicine because people go into medicine to be rich and that's a fool's errand. And so what happened was I started doing options trading while I was training in cardiology. And so I have to deal with spending, putting on stents, helping people, talking about blood pressure and cholesterol. And the other half, I'll talk about I got to do butterfly strategies and call options and all that and it was just too much. And I actually got my butt kicked in options. And I was like, alright, this is done. I'm going to just focus on cardiology, and finish that career and get to the next level. And what happened was, when I started my practice in 2012, I was like, maybe I want to learn something else and so I started experimenting with single family homes. And it was more of a side hustle, a little hobby that I had, while I still did cardiology. But it was not until 2015, Steven, where I was, I was at a real estate investment Association meeting. And what I would do is, here's the funny thing, so you know how like, there's husbands that sort of are philanderers, they started cheap. And so they say they're coming home, but they're not really coming home they're coming to the other home. And it's so funny now, like my wife was like,  when are you coming home? Like, yeah, I have a late console, I'll be coming home. I would sneak out of work at like five and go to a real estate investment meeting, and then come home because she got pissed off because she's with the kids by herself. So that's my like, critical cheating or going beyond the lines.

Steven:[00:09:15]  Well, what it sounds like is that the whole reason you went to go be a doctor was to help people but really, it was to be able to satisfy that fear, that pain that you were experiencing when you're a kid about money. And so you were driven because you wanted to make sure that you could create abundance and what a guaranteed path. So you thought it was to go into the medical field and from a lot of doctors, I know it doesn't happen to be true. It's a very high paying job, but unless you're investing, you're not going to get wealthy. So you started looking at some other paths and real estate was obviously one of them. But what ended up leading to that decision to say, you know what, I'm going to stop spending all this time in medicine because real estate is actually the thing that's going to fill me up the most?

Vikram: [00:09:58] Yeah, your podcast is called Investment Mindset. And it was really going from there's people talking about the levels of investors and it's just like, level one, you're just thinking about it. You're like, okay, but all you're doing is spending all you have and even more so you may be in debt. Level two is alright, I'm trying to save some money but as we know spenders are losers and right now, Steven, the way that they're dumping money into the equities markets and into the money supply, 15% of everyone's-- and 50% of every dollar is being degraded every year. So 50% of the value of your money in the bank is essentially what is being washed away. And unless you're investing in commodities, or stocks or assets, such as real estate, or even Bitcoin, that value is not going to be preserved and so I started thinking about that. So I went from level two to level three, I started reading, I started researching, I started understanding and then I was like, alright, how do I become more of a professional investor? How do I buy my first investment house and start earning income? And so I built up a portfolio of about 30 homes from 2012 to 2015. And being a level four investor, but then, the moment that completely changed my life, there's a guy named Dave Lindale, he teaches multifamily out in Boston, and he had come--he flew in just for a night to speak at the DC real estate investment Association and I happened to be there that night, and I listened to him speak and he talked about syndications and raising capital and buying 100 unit apartment complex. I'm like, this guy is crazy, 100 unit apartment complex, and no freaking way. But it stuck with me and then as I started getting annoyed with tenants, toilets, and Time, time commitments, with all these single family homes, I knew that there's got to be a better way to scale. And so I started doing--me and my buddy, Robin Cook we joined together, he was a doctor, sort of semi-retired from real estate, I was sort of starting to get some income out of it. But we're like, hey, let's come together and start doing multifamily. We formed Viking Capital in 2015 and that was the start of our multifamily career. 

Steven: [00:11:59] That makes sense, the whole story fits. And what I'm really hearing here is it really came down to you recognize early on in your medical career that in order to create that full abundance that you wanted you're going to need to find another path to be able to park that money and to be able to keep growing and real estate just happens to be one of the best places to do that. So I'm curious, what do you believe your superpower is?

Vikram: [00:12:24] It's to crystallize things into simple law paradigms, and then take massive, massive, massive action until I hit those goals. And so what ended up happening is I'm starting to form this philosophy in life. It's based on sort of the five pillars of what I feel is true freedom. I want to have financial freedom, I want to be able to have enough money that I can send my underwear and cheques are coming in and money's not the issue ever. Next, I want--but even as a doctor, let's say you invest a lot but if you're still tied to a W two, you're not really free. And so then I thought about hey, how do I get time freedom? How do I basically not have a clinic or, or make my claim virtual and make it where I could not only work from anywhere in the world, which is geographic freedom, but also work on my own timeline. And so because one of the things I hated as a doctor, I'm a cardiologist, and I'm a grown man but I had to ask permission to go on vacation from my group. And that pissed me off, man. To be honest with you, it just was like, dude, can I have some liberties autonomy at this stage of the game, after all the years of school, after all the education, all the things, the hours I put in, but no, you're still like it's a permission. You have to ask permission. 

Steven: [00:13:47] Yeah, and I wonder how many of the listeners can relate to that feeling of having to ask to go take a vacation. For me, for example, in a week, I'm just jumping on a plane, I'm going to Park City, and I'm going to go snowboarding for the weekend and a couple days during the week, I don't have to ask, I don't have to ask anybody. And that's such a rewarding feeling to be able to do that. And what's cool is real estate, and just business in general can get you there. But it's so easy to also be a business owner, and really, actually be a business operator so you're stuck in the business. Even when you're a part of partnership in a group, like you're talking about, you're really an operator, like you're a technician, you're stuck doing that activity every single day. And if you're in the business, if you're the one who has to do that activity, then you're not the person who really has that freedom. Because if you're not there to do the cardiology work, then it's not going to get done or somebody else is going to have to do it. And so it makes so much sense. And I think it's such a great story of inspiration of somebody who worked really, really hard to go out and create something successful themselves just to get a medical degree, just to go and be able to create what you've created. But then to put that aside and then go and create that next level, I think it's a reminder that we never want to stop that growth process, we can never be at a point where we're done because if you're not growing, then you're dying. And we'd all love to just focus all of our effort on growth. 

Vikram: [00:15:22] I want to stack on what you just said, Steven. So people think we're done. Like most people--I think there's a quote, I think it's like "people, die at 25, but they're buried at like 80". So it's like, the formal education of grad school, med school, whatever school, law school, Business School, and then you're, quote on quote, done with your education. My education just got started when I finished cardiology and in fact, I'm going to share some numbers with your audience here. I spent probably $200,000 on my medical education, but I spent $400,000 on my real estate education, the ROI is completely different. My ROI on real estate is like 10x by ROI the other one is good, but then definitely, that doesn't even compete with real estate. So to be excellent, to shift to pivot to possibly forge new pathways and achieve what they want, which is a fulfilling impact driven income producing life. I think they need to double down on their passions or interests or skills, and see what the intersection the nexus of that is. And so that's what I did, I was leading up to the five pillars, so that I talked about financial freedom, time freedom, location freedom, and then I wanted to sort of craft how do I also have optimal time for health optimization, health freedom, and also stress. Stress is a killer, it's killing us. There are successful CEOs out there who are stressed beyond belief, and they're going to die an early death. And so I wanted to figure out how to live a more of a sort of a bulletproof mindset life. And so when I combined all these things together, and I layered it with one more thing, Steven, that's the hell yes or hell no mentality. And so I'm like, if things are a hell yes, I do it. If they're a hell no, then it's not. If they're not a if they're not a hell, yes, then by definition, it becomes a hell no. Now there may be things that you're not sure about. So we live on this earth too short a time to waste time doing things that we're not fully engaged in. You don't need to be Curt, you don't just do courtesy visits to friends that you're not really that engaged with, you don't need to do things that projects that you're not fully passionate about. You don't need to start companies that you're not a 1,000% ready to like dominate the industry and so that sort of has helped me. So that sort of brake or accelerator model plus these going after these five pillars.

Steven: [00:18:02] You can hear it within what you're saying here that part of your mindset, part of your belief structures, really, if you're going to do something, you better do it all out, and you better dominate it, because what else is the reason to do that, is that right? 

Vikram: [00:18:17] Absolutely.

Steven:[00:18:18]  It's incredibly important to recognize what's most important to each person. To you, to me, to john, to Kayla, and to everybody in between because when we can understand what's important to us, then we can go out and set out to create that and for you, you figured out what's important. And so that's the task that I give to listeners is when you hear other successful people talk about what's most important to them, use that as an opportunity to ask, well, is that important to me? And if the answer is yes, then boom, you've just learned a little bit more about yourself. And if the answer's no, celebrate that as well and start continuously going through that process of getting more and more clear, so that you can start creating and crafting and building a lifestyle by your design so you can live whatever life it is that you want to live.

Vikram: [00:19:07]  And I think it's--you know a lot of our parents, our coaches or mentors or teachers, people in work, they tell us, hey, there's only these five paths or these seven paths, but really, in this day and age, especially post COVID, you can live any path you want. So I'm still a cardiologist, I take care of patients all over the world now, doing console's as needed and they pay me cash and it's fun, and I just do it because I want to keep my skills fresh. Number two, I love that I've been coached by some of the best people in the world for many years and now I've read pretty much most self-development books out there, business books, and biographies of people who've really motivated me and inspired me and so all that bits been pouring in and now it's starting to spill out. And so as it spills out, I get to now coach others and pay it forward. So I'm like coaching people that are hungry and younger and ready to go and they're at that pivot point in life where like, what else can I do? Or how else can I add even? How can I 10x what I'm doing? Or hey, how do I shift? Yeah.

Steven: [00:20:13] And how does that fill you up? 

Vikram: [00:20:15] Oh my God, it’s just when people succeed because of maybe your guidance, you feel like you're on the journey with them. It's a visceral victory, just like if you're in their shoes. 

Steven: [00:20:27] I feel like for me, and I'm sure you probably relate to this, I feel like I learn almost as much from some of my clients as they're learning from me, it's because when they're going through that situation, and I've been there, and I've done that, but it's such a reminder, when they're in the depths, and you see them climb, and you see the success start happening. It's incredibly motivating and energizing to be reminded of that every single day, and every single conversation you have because you're actually directly making an impact on the world that they're living.

Vikram: [00:20:56] Absolutely, man, you're speaking my language.

Steven: [00:21:00] We've talked about this at length, what has influenced your mindset the most to think bigger, and to never stop creating this vision of what life is possible for you? Because you're somebody who's a big vision thinker and I really want to understand, like, where does that come from and what has influenced some of those big vision thoughts?

Vikram: [00:21:21] I think it's the company you keep. The people I'm hanging out with, the people who might like, I'm going to ask your listeners, guys, take out your phone, open it up, unlock the screen with your face, and then look at your text, look at the last 10 texts. And that's, you've probably heard this exercise in different ways. But look at the last 10 texts are basically sort of the quality of your life. Are you having memes, texts and jokes, or is it like, hey, I just passed on that deal but we're thinking about partnering on this deal? Or is it like, hey, let's raise $10,000 for that charity, because we want to help that community in need or it's like, hey, what's let's create a magic moment even though there's COVID. Let's create a magical moment where you have a limo, and we just go around the monuments and celebrate how amazing it is that we're still in love after 13 years of being together. What are the texts that you're getting? What are the messages that you're--who are you interacting with? And so, you know, I want I--Joe Fairless is a good friend of mine, and I admire him highly, but there's like a friendly competition. I'm like, oh, what is Ashcroft doing? Okay, well, Viking could do the same thing, let's go. I always want someone like--we have a company called Traction you may have there's a book called Traction by Gina Whitman. And so if any of you guys are sort of not early stages of a business, sort of mid, maybe mid to later stages of business, it's a great book and a great business system you want to maybe incorporate into your company. And so we've actually hired a professional us implementer, which stands for entrepreneurial operating systems online, they've come in, and they're actually helping Viking Capital because we want to get to that next level. We want to go after a billion dollars of assets under management easily in the next couple of years, and so, how do we do that? Well, we need these systems in place. But where I was going with this is, we had to look at logos and catch-phrases for our company and so we were looking at examples. And so Nikes was to crush Adidas, for example, that's been their motto for many years. And so it's interesting to see this competition, like Coca Cola was like, they want to have a Coca Cola bottle within arm's reach of every living person on earth, or something like that and so apples will think differently. So this is what you want to do, you want to say, hey, look, who's maybe two years ahead of me, and how do I like, see where they are at and where am I and how do I close that gap? And how do I do it quickly? Not like in two years, but I mean, three months, and Peter Thiel and you know this Steven, the quote by Peter Thiel, he's like, "take your 10 year goals, to 10 year visions and compress it down to six months and try to execute on that. And then Grant Cardone says, "the 10x rule, if you had to bake it, bake it down to the simplicity", that 10x rule is really, if your goal is to earn a million dollars, figure out how to earn 10 million and take action and do the tasks required for 10 million and 1 million is a short. 

Steven: [00:24:34] Yeah. And so what I took away from that for the listeners was really it's all about surrounding yourself with the right people. You're looking through your tax to understand who are those people that you look up to? Who are those people that you can learn from, who are those people who you're in competition, a friendly competition with but you're realizing that it's possible for you to do these things because they're within your sphere. And I would challenge everybody who's listening if you're in a place where you feel like you're Capable of more, start finding some other people who are already doing what you want to do, and figure out a way that you can get in their sphere. Whether that's coaching and mentors, I spend 10s of 1000s of dollars a year on coaching. I know Vikram does as well. And one of the biggest and best things to do is to go and work with somebody who is well beyond where you are at today, so that you can catch up and start living at the same level that they're living and get in community, get in masterminds, join programs because that is one of the fastest ways to start really changing your mindset. So we've made it to the growth rapid fire round, where the questions are quick, but the answers don't need to be, Vikram tell us about success. How would you define success? And what is success to you?

Vikram: [00:25:46] Success is the pursuit of a passion, goal or dream, and it's the journey, not the destination. So it's actively pursuing that goal.

Steven: [00:25:59] And from a habits perspective, what are some of the Keystone habits, the things that you do on a daily or weekly basis that has led to the foundation for your success? 

Vikram: [00:26:09] You know, for most of my career, I will always have a vision board or something on there. And then in the last two years, it sort of fell off. And so I was building my new office since I just essentially now work from home. And I put two whiteboards on there, like two vision boards now so it's fun. So like looking at your dreams or your visions or goals every day and just visualizing, hey, how is it possible? How can it be created? What needs to happen? Am I making progress on it? If you look at a goal every month, you do good. If you look at it every week, that's even better every day, phenomenal. You're like Tony Robbins, you look at an hourly man, and it’s done.

Steven: [00:26:49] That’s incredible. So when it comes to success, Vikram do you feel successful? 

Vikram: [00:26:54] I do. You have to think your success before you is not related but there's a quote that sort of I've been pondering for a while now it's, "your obsessions become your possessions". And I've actually had dreams of what some of my goals were, I didn't usually have those kinds of things. But nowadays, it's so front of mind. I want to achieve this, that I'm starting to think about it even like, late at night, early in the morning. And the thing is, if you think hey, you already have enough, why are you still so hungry. But hunger is the key. It's just hungry to be better. I just--look I'm and another quote again, from Ed, my lead is "blissful dissatisfaction". I'm so happy where I am. I'm so grateful. I do a lot of gratitude work and back to gratitude work, I used to do intellectual gratitude work where I would think oh, yeah, I'm so grateful that but now I'm like, I'm trying to get into that emotion and feeling it and that's what kills fear and anger and regret. 

Steven: [00:27:57] There’s so many lessons within here, I hope people will take a moment to go listen through again because there's just so much you can take away. So just two more questions here for you, Vikram inspiration, what impact have mentors made on your life? And how do you look at going out and finding great mentors?

Vikram: [00:28:15] I sort of created a sort of what I called my noble nine and it's like an imaginary tribe of people. I have my head that if I'm thinking about a problem, I say, hey, what would Elon Musk do? Hey, what would Jeff Bezos do? What would Tony Robbins do? What are these guys who you know, Robert Kiyosaki or how would they think about it? And so I've actually done what I call a character integration. I've taken pieces from all my top mentors, and I've infused it into my own DNA. And now you're asking me, how do I find mentors? Well, look, a mentor could be your dad, a mentor could be your brother, and a mentor could just be your baseball coach. You don't have to pay $100,000 for mental but as you start going, you want to sort of cycle through mentors, where if you start tapping out, you realize, hey, I've learned the most I can right here, it's time to level up. And so in real estate, like I had started with one person, then I moved to second person, now I've moved to a third person. And it's only because that person actually has achieved--and your mentors should have at least achieved or helped someone else achieve the goals you want otherwise, it may be tough to really view them as a true mentor.

Steven: [00:29:26] Especially as a mentor. That's so, so important. And finally finishing on this purpose. What drives you to live your best life every day? 

Vikram: [00:29:35] Impact man, I want to live an impact I want to-- they say that the last time someone says your name is when you truly die, and so that's called legacy and impact. So people are still saying, Einstein's name so many years later, and all these guys. So, I would say look, it's like creating such a powerful impact on this earth, making that dent in the universe to where people even talk about you after you're gone. I mean that shows that you made a difference and I think that's what we're all about in this world, to make a difference.

 

Steven: [00:30:12] Absolutely well so many great lessons here Vikram it's always great talking with you love the energy both in person, on the phone and on this podcast. We're so grateful to have you here. Where can people find out more about you or get in touch? 

Vikram: [00:30:25] Sure my website is VikramRaya.com. There's connections to get a hold of me depending on what they want to talk to me about whether it's real estate, whether it's high performance, and health or whether it's coaching.

Steven: [00:30:38] Amazing. Thank you so much and look forward to the next time we get to hang out. 

Vikram: [00:30:43] Cheers. 

OUTRO: [00:30:47] Thank you for listening to The Investor Mindset Podcast. If you like what you heard, make sure to rate, review, subscribe and share with a friend. Head over to theinvestormindset.com to join the insider club, where we share tools and strategies from the top investors and entrepreneurs and how to take it to the next level.